We offer a competitive, comprehensive suite of retirement plan services by integrating our flat fee-only approach – both in total cost structure and in performance of the underlying investment choices via iQ401k (division of FPL Capital Management). iQ401k is an “open architecture” retirement plan platform that offers ERISA fiduciary, third-party administrator, recordkeeping, and custodial services for group and individual 401(k) plans along with defined benefit and cash balance plans. The platform’s “open architecture” design allows plan sponsors to interchange service providers, such as TPAs and recordkeepers without experiencing dramatic changes to plan operations.