| YEAR | CONTRIBUTION IF UNDER THE AGE OF 50 | CONTRIBUTION IF OVER THE AGE OF 50 | DEADLINE TO OPEN IRA | DEADLINE TO CONTRIBUTE TO IRA |
|---|---|---|---|---|
| 2016 | $5,500 | $6,500 | 4/17/2017 | 4/17/2017 |
| 2017 | $5,500 | $6,500 | 4/16/2018 | 4/16/2018 |
| Contribute to a Roth at any age | ||||
2017 Roth IRA Contribution Limitations
| If Your Filing Status is… | And Your Modified AGI is… | Then You Can Contribute… |
|---|---|---|
| Married filing jointly or qualifying widow(er) | $186,000 or less | up to the limit |
| more than $186,000 but less than $196,000 | a reduced amount | |
| $196,000 or more | zero | |
| Married filing separately and you lived with your spouse at any time during the year | less than $10,000 | a reduced amount |
| $10,000 or more | zero | |
| Single, head of household, or married filing separately and you did not live with your spouse at any time during the year | $118,000 or less | up to the limit |
| more than $118,000 but less than $133,000 | a reduced amount | |
| $133,000 or more | zero |